They are my almost every free thought so I supposed I should write about them.
I’m 2/3’s of my credit card’s limit, plus lots of other bills. There’s no way we could ever pay that credit card off. We’re still taking from our dwindling savings but then what? My 401K I suppose, not that there is a lot in that. What then?
On October 1st I start private health insurance which is about 100 dollars more expensive than COBRA, plus pays only 50% of my drugs! But with my health issues, I couldn’t make it on NJ Family Care. The drug that I take for Lupus is an IV drug, thousands of dollars a month and comes out of major medical so I still won’t pay for that, at least.
During the last few years Grant and I combined have been averaging $15,000. a year out of pocket. This is when we were working, when we both had “good” insurance from our jobs. When you have chronic illness, you still wind up paying a lot out of pocket.
I don’t have to be a mathematician to know we are spending way more than we have coming in. I don’t know what I will do if I don’t get my disability, which is just about $20,000. a year. I fear that we will have to move in with my in-laws.
Don’t get me wrong, my in-laws are wonderful people and they have been very generous to us. But we would be five people and seven, yes SEVEN cats living in a three bedroom one bathroom home.
I rock my child to sleep every night and think Why does this have to be this way for us? Why did I have to get so sick? Why do I have to worry about money every single second and why must my son suffer the consequences?
About to hit bottom financially and I NEVER thought it would come to this.
2 Comments
I definitly feel for you. Both my medical bills and the costs of feeding my daughter are going up at the same time. I am usually quite late on the medical bills, and sometimes have had them sent to the collection dept. Stress makes my illness worse, but all my illness does is give me stress! I just hope that we can ride this out until the economy is better, and my hope goes out to you too.
Hey Lauren, I think it makes it so much harder when there are children involved too…everything you want to do for them. I think at some point I am going to have to choose between which drugs I need the most and maybe what can slide. It is a vicious cycle, our sickness is why things are so bad financially and lack of money defiitely causes stressI Hope things get better for you too.